In her white paper “The Net Economic Benefit of Wrapping Risk with a Contingent Deferred Annuity,” Michelle Richter-Gordon, AIF® analyzes how unbundling the insurance component from underlying investments allows contingent deferred annuities (CDAs) to more effectively meet the needs of RIAs and their clients. In the context of income planning goals and needs, Michelle shines a...Continue Reading
Insurance and annuities play an important role in financial plans. But advising on them requires the appropriate liceneses and registrations. For RIAs, an OID can be the conduit for accessing zero-commission annuity and insurance solutions for clients. When talking to clients or other parties about their work, most financial advisors tend to lead with wealth...Continue Reading
Featuring George Webb Wealthy, educated Americans turning 65 today have the means and knowledge to lead healthier lives, giving them the ability to extend life much further than the average American (up to 15 years for the wealthiest men vs. their poorer counterparts).1 This means that the clients you serve and the clients you are competing...Continue Reading
We recently partnered with Pension & Wealth Management Advisors (PWMA), a Massachusetts-based wealth management firm, to launch a new program for their clients and advisors: PWMA Portfolio Income Insurance. The idea is simple but powerful: take a standard model portfolio and wrap it in a contingent deferred annuity (CDA), thus allowing PWMA advisors to provide...Continue Reading
Enhancements include fee reductions, additional investment options and simplified coverage choices SAN FRANCISCO – May 3rd, 2023 — RetireOne®, the leading independent platform for fee-based insurance solutions, and Midland National Life Insurance Company (Midland National) today announced enhancements to the Constance contingent deferred annuity (CDA) designed to make the CDA easier to integrate into a...Continue Reading
Powered by a Contingent Deferred Annuity, RetireOne’s turnkey Portfolio Income Insurance Program adds a new dimension to Pension & Wealth Management Advisors’ risk management approach SAN FRANCISCO – April 12th, 2023 – RetireOne®, the leading independent platform for fee-based insurance solutions, today announced the launch of Pension & Wealth Management Advisors’ (PWMA) Portfolio Income Insurance...Continue Reading
Gratitude, The Economy and Other Horror Stories, Your New Advisor: Skynet, Retirement Is Actually Complicated, On-Demand Webinar, New Hires Thank You for Choosing RetireOne These advisors began working with us in the first quarter of 2023: Adrienne Olson, Benjamin Dethlefs, Benjamin Jones, Brendan Pheasant, Brian Thompson, Carmine Coppola, Chris Siraganian, Daniel Ryan, David D’Albero, Denton...Continue Reading
RIAs leveraging RetireOne’s outsourced insurance desk will have access to more advisory-centric annuities that provide protected lifetime income and focus on risk management SAN FRANCISCO – March 28, 2023 – RetireOne®, the leading independent platform for fee-based insurance solutions, today announced a partnership with Corebridge Financial, formerly AIG Life & Retirement, to distribute two fee-based...Continue Reading
In December, we announced a partnership with Nationwide to distribute their advisory annuity and VUL solution on the RetireOne platform. It’s an exciting development that allows us to offer up top-tier Nationwide advisory solutions to our advisors, as well as marry their insurance offerings to our risk-off capabilities. In the words of our own Chief...Continue Reading
We had a busy Q4! In addition to our big Nationwide announcement (which we’ll cover in a separate blog post), our CEO and Co-Founder, David Stone, made the rounds in the media. First up was an RIA Intel piece on inflation: “Inflation Poses the Biggest Risk to Retirement Goals – For Now.” The article examines...Continue Reading
