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Private Letter Ruling Offers Tax Relief for RIA Clients

A recent private letter ruling (“PLR”) offers tax relief for the annuity-owning clients of registered investment advisors. Issued by the...

September 12, 2019TagAccumulation, Principal Protection, Retirement Income, Wealth Transfer

Are Fintech Firms Ignoring a Huge Opportunity?

If you’ve worked in financial services for the past 20 years, or you follow financial media, you might think that...

August 26, 2019TagAccumulation, Retirement Income, Wealth Transfer

In Looming Sequence-of-Returns Risk Battle, Annuities are “…the missing piece of the retirement income puzzle.”

Investment News Contributing Editor Mary Beth Franklin reports that two major themes emerged from the recent Retirement Income Summit in...

May 29, 2019TagRetirement Income

Nobel Prize-Winning Economist Bill Sharpe is Looking for a Better Retirement Income Solution

Michael Finke of the American College interviews Nobel Prize winning economist Bill Sharpe about his latest research. “Finding a Better...

March 5, 2019TagRetirement Income

Suite of No-Load Solutions Grows to Meet Advisor Demand, Offering Simplicity and Control

We’ve added 3 new fee-based annuities from TIAA on the RetireOne platform including the Intelligent Variable Annuity®, Investment Horizon fixed...

August 16, 2018TagAccumulation, Principal Protection, Retirement Income

Vanguard Signals Increased Probability of Recession by Late 2020

Vanguard has measured a 30-40% chance for a recession by late 2020. The popular fund company (and manager of subaccounts...

August 14, 2018TagPrincipal Protection

Dimon Predicts 5% Treasury Yields as Advisors Consider Alternatives to Fixed Income

Deep into this unprecedented bull market, everyone seems to be looking for signs that it will come to an end....

August 10, 2018TagAccumulation

Unraveling Retirement Strategies: Floor-and-Upside

Dick Cotton updated his earlier post on The Retirement Cafe on Floor-and-Upside strategies. The floor-and-upside strategy for financing retirement is...

February 22, 2018TagRetirement Income

Half of Retirees Retire Earlier than Planned

Prudential’s recent research study found that about half (51%) of retirees retired earlier than planned. While early retirement may seem...

February 22, 2018TagRetirement Income