Annuity Transition Program

Protect client assets as you transition

Transition old brokerage annuities to your fee-based practice to protect them from being poached as house accounts. RetireOne is assigned agent of record to help bring these held-away annuity assets in-house. We then service and monitor them for ongoing 1035 exchange opportunities.


Prevent Asset Reassignment

Via our wholly-owned broker-dealer, EF Legacy Securities, RetireOne reps become the Agent of Record (AOR) on the contract(s). This structure provides a safe haven for these assets instead of leaving them behind.


Monitor and Reassess Annuities

As Agent of Record, we are able to monitor and potentially recommend more suitable, lower-cost solutions should the surrender period expire, or a 1035 exchange otherwise be suitable.


Maintain Client Relatiionships

With client authorization, you are added to the policy(s) as an interested third party. We then help connect the data to your advisor desktop so you may report on it and include it on client statements.

Advisor + Firm Benefits

The annuity transition program is ideal for advisors who are transitioning from the commission-based business model to a fee-based model, and for RIA firms whose growth plans include transitioning advisors.


Book some Time

Our licensed experts will review a client annuity, service an existing account, or simply present an overview of the RetireOne platform.