White Papers + Reports

Research from RetireOne and our partners.

2022 RetireOne + Midland RIA Protected Accumulation + Retirement Income Survey Results

Clients are concerned about the future. What are RIAs doing about It? Whether it’s COVID-19, the war in Ukraine, Social...
Continue Reading
Portfolio Income Insurance - WP

White Paper: Portfolio Income Insurance – Understanding the Benefits of a Contingent Deferred Annuity

In his white paper “Portfolio Income Insurance: Understanding the Benefits of a Contingent Deferred Annuity” Michael Finke, PhD examines the...
Continue Reading

White Paper: Unbundling Investments from Insurance to Solve for Lifetime Sequence-of-Return Risk

Wade Pfau explores how CDA may help solve for sequence-of-return risk In a new White Paper entitled, “Unbundling Investments from...
Continue Reading

Infographic: 2021 Protected Accumulation + Retirement Income Survey

Lifetime Income or a Fully-Stocked Wine Cellar? Of all the words to describe the last nearly 2 years, “uncertainty” may...
Continue Reading

Executive Summary: 2021 Protected Accumulation + Retirement Income Survey

Lifetime Income or a Fully-Stocked Wine Cellar? RIAs understand the critical role of lifetime income in their clients’ financial lives ...
Continue Reading
Richter White Paper

White Paper: The Benefits of Balancing Growth and Protection in a Diversified Portfolio

As interest rates remain historically low, investors and their advisors are seeking fixed income alternatives. Here’s how a next-gen fee-based...
Continue Reading
SOR Risk Is Worse icon2

Jackson Report: Sequence of Returns Risk is Worse Than You Think

Sequence of returns risk (“SOR”), the risk that markets may go south as retirees begin taking income, is a well-publicized phenomenon....
Continue Reading
Fragile Decade Icon

RetireOne Report: Protecting Clients in The Fragile Decade

The last five working years and first five in retirement can be fraught with risk for American savers. During this...
Continue Reading
Pfau Whitepaper Icon

White Paper: Managing Risk with Fixed Indexed Annuities

Dr. Wade Pfau, PhD, CFA® recently partnered with inStream to create a portfolio simulator tool that incorporates fixed indexed annuities...
Continue Reading