DFA’s asset allocation models and 38 Mutual Funds and ETFs are now covered by Constance: the first flat-fee, zero-commission lifetime income solution that RIAs can seamlessly integrate into client portfolios San Francisco, CA – February 15, 2022 – RetireOne®, the leading independent platform for fee-based insurance solutions, today announced they have collaborated with Dimensional Fund...Continue Reading
Have the Rules Changed? Recently Advisor Perspectives posted an advice column by Beverly Flaxington, a practice management consultant who helps financial advisors. In this particular column, she was presented with a query from an advisor, H.D., who objected to the idea that advisors must understand their clients’ goals and values to best help them achieve...Continue Reading
Investors Increasingly Drawn to Lifetime Income Thanks to Harry Markowitz’ Modern Portfolio Theory, the 60/40 portfolio has been a widely appreciated investment strategy. It makes sense. Put most of your money in stocks for growth and diversify by allocating a chunk of it to bonds for stability and protection. But we’ve been experiencing an extended...Continue Reading
The Future is Unbundled Sequence-of-return risk can play havoc with an individual investor’s retirement income. The “fragile decade” – the five years before and after retirement begins – is a uniquely volatile time in a retiree’s life, because it can be unclear just how much money can safely be withdrawn from retirement accounts to sustain...Continue Reading
CDAs Are Ready for Their Moment RIA Intel recently ran a piece covering Constance, the new contingent deferred annuity RetireOne is offering in partnership with Midland National. In the article, Holly Deaton talks about annuities in general and CDAs specifically, and the challenges they face in the market, as well as some of the outdated...Continue Reading
Citywire recently published an article entitled “Attack of the Annuities!” and, as you might expect from an article with a title patterned after schlocky B-movies, it leans toward sensationalism on the subject of annuities in the RIA space. The article sets the tone with a quote from Ken Fisher: “I would die and go to...Continue Reading
In October, Kerry Pechter weighed in on two different retirement income solutions that recently launched: RetireOne’s Constance Portflio Retirement Income Guarantee and BlackRock’s LifePath Paycheck. In his Retirement Income Journal, he covers the broad strokes of each income solution, what they’re used for and how they come at the problem from different directions: “The two...Continue Reading
Former SVP, Head of Annuity Product Development at Protective Life Corporation, Goyer brings 30 years of experience in product management and design San Francisco, CA – November 16, 2021 – RetireOne®, the leading independent platform for fee-based insurance solutions, today announced the appointment of a new Sr. Managing Director of Product Strategy — Stéphane Goyer....Continue Reading
RetireOne collaborated with American College Professor of Retirement Income Wade Pfau, Ph.D., on a recent webinar for Advisor Perspectives: “Best Practices for Retirement Income Planning + How a New Tool can Help.” Dr. Pfau joined RetireOne Founder and CEO David Stone and Inside Information’s Bob Veres to discuss strategies for protecting retirement portfolios against risk...Continue Reading
