Experts have been weighing in on the slow adoption of no-load annuities and insurance-based solutions by RIAs. Certainly, a lack of non-commission products has been one of the culprits, but as more and more fee-based products come to market, why is adoption still low? Michael Kitces, recently quoted in a Ben Mattlin article in Financial...Continue Reading
Featuring Harold Grubbs, RFC, AIFA® Because they aren’t typically insurance licensed, and they don’t take commissions, Registered Investment Advisors like Harold Grubbs have had to outsource annuity-related client needs, or ignore them. Annuities have also been so complex and expensive that their essential value, tax deferral, has been neutered. But a new generation of low-cost,...Continue Reading
Writing in Advisor Perpectives, RetireOne CEO David Stone provides some insights into how to examine client variable annuities. Some advisors hate them for their complexity, high cost, and lack of transparency. And because RIAs aren’t typically insurance licensed, when clients walk in to their offices with VAs, some would rather refer them to an insurance...Continue Reading
Jay Cooper of Life Annuity Specialist features RetireOne’s recent expansion of the platform’s principal protection suite to include two fixed indexed annuities from Nationwide Financial (New Heights® and Summit®). Mr. Cooper notes that the expanded offering complements RetireOne’s recent addition of the Great-West Capital Choice® Advisor Index-Linked Variable Annuity, pointing out that these structured annuities...Continue Reading
Retirement Income Journal spotlights RetireOne’s partnership with Great-West to carry the new fee-based index-linked variable annuity (ILVA) Capital Choice Advisor. Retirement Income Journal editorial staff note the emergence of index-linked variable annuities as index-following alternatives to their fixed index annuity brethren and note two principal differentiators: ILVAs typically offer much higher upside potential but, in...Continue Reading
The technology with the most radical impact on advisors’ businesses isn’t robo-advisors, according to Ric Edelman, founder and executive chairman of Edelman Financial Services in ThinkAdvisor. It’s the exponential technologies they may know little or nothing about. Exponential “sciences and technologies are going to alter virtually every aspect of life on the planet,” Edelman told...Continue Reading
Greenwood Village, CO – July 25, 2017 – Great-West Financial and Aria Retirement Solutions today announced that “Great-West Smart Track® Advisor Variable Annuity” is now available on Aria’s RetireOne™ platform through the firm’s extensive reach to fee-based advisors. This unique variable annuity seeks to provide investment advisors with a flexible and customizable solution for clients seeking...Continue Reading
Lincoln, NE – May 31, 2017 – Ameritas Life Insurance Corp. (Ameritas) and RetireOne today announced an agreement to distribute Ameritas fee-based life insurance and annuity products through RetireOne’s Fiduciary Solutions Concierge desk, an innovative service platform offering advisors easy access and management on behalf of their clients. The alliance connects fee-based registered investment advisors (RIAs) with...Continue Reading
I started RetireOne® because the time had come for a new and better way to meet the needs of the millions of Americans who are falling short of retirement savings goals and who run the real risk of running out of money during their retirement. It was very strange to me that the solutions available...Continue Reading
According to the latest Merrill Edge Report, many Americans feel uncertain or underestimate their magic number. 40% say reaching their magic number by retirement will be either difficult or virtually unattainable. Nearly 1 in 5 profess relying on luck. Read the full report.Continue Reading
