Rethinking Fixed Income with Modern MYGAs

We were excited to be part of a dynamic panel at NAPFA 2025, in exploring how today’s Multi-Year Guaranteed Annuities (MYGAs) are reshaping fixed-income strategies for fiduciary advisors. Our own Ed Mercier, RetireOne, along with Jayant Walia, Gainbridge, our partnering company lead a discussion highlighting key innovations in cost structure, liquidity, and transparency—dispelling outdated myths and showcasing how MYGAs now fit seamlessly into fee-based planning models. Through real-world case studies and practical insights, attendees learned how modern MYGAs can support accumulation, income planning, and risk management within diversified portfolios.

Jayant Walia, Ed Mercier, Spencer Bone
Jayant Walia, Ed Mercier, Spencer Bone