RetireOne’s partnership with FIDx is featured in an article by Diana Britton on WealthManagement.com. Titled “FIDx Partners with RetireOne,” the article describes how RetireOne’s role as outsourced insurance desk on the Envestnet Insurance Exchange will make it easier for RIAs and their wealth platforms to connect with providers. Noting that this partnership comes on the...Continue Reading
The Alliance helps Ease the Way for Registered Investment Advisers to Integrate Insurance Planning into Service & Advice for Clients BERWYN, Pa., May 14, 2020 — FIDx, a product-agnostic platform that integrates the benefits of insurance seamlessly alongside investment products, today announced a strategic partnership with RetireOne, the insurance and annuity back office for more than...Continue Reading
TIAA announced the addition of seven new Vanguard Subaccounts to their Intelligent Variable Annuity® fund lineup, effective May 1, 2020. This will increase the Intelligent Variable Annuity’s offerings to 65 funds from 20 highly regarded investment management firms including Vanguard, DFA, TIAA-CREF, PIMCO, and T Rowe Price. The Intelligent Variable Annuity is a low-cost, fee-based...Continue Reading
Will also launch back office services for HALO annuity marketplace planned for later this year San Francisco, CA and Chicago, IL– April 22, 2020 – Halo Investing, Inc. (“Halo”) and RetireOne®—the leading independent platform for fee-based insurance solutions—announced a partnership that expands RetireOne’s portfolio protection offerings with structured notes. The partnership between Halo and RetireOne...Continue Reading
What is sequence of returns risk, and why is it so important to understand during this bear market? In a March 2020 article for Barron’s, journalist Neal Templin explores the impact this risk may have on retirees and near-retirees. Templin also describes some potential actions investors may take to minimize the potential negative consequences a...Continue Reading
Sequence of returns risk (“SOR”), the risk that markets may go south as retirees begin taking income, is a well-publicized phenomenon. Though, because of its recency, Moshe Milevsky laments that it lacks a true measure or definition. In this report for Jackson he suggests a standardized measure—a sort of Richter scale for SOR that attempts to...Continue Reading
The last five working years and first five in retirement can be fraught with risk for American savers. During this “fragile decade” a bad sequence of returns can have a negative and lasting impact on client portfolios, and threaten the ability to make retirement savings last. For instance, a client who suffers a 33 percent...Continue Reading
Dr. Wade Pfau, PhD, CFA® recently partnered with inStream to create a portfolio simulator tool that incorporates fixed indexed annuities as an asset class. The tool allows users to compare hypothetical performance of traditional portfolios against those that also include allocations to fixed indexed annuities (FIAs). In his research, Dr. Pfau deployed FIAs as a...Continue Reading
New Index-Linked Variable Annuities offer Upside Potential with Two Options for Downside Protection San Francisco, CA – April 12, 2018 – RetireOne®, the leading independent platform for fee-based insurance solutions, announced a partnership with Great-West Financial to offer their first-of-its-kind, fee-based Index-Linked Variable Annuity (ILVA). “With the addition of index-linked variable annuities to our platform,...Continue Reading
Prudential’s recent research study found that about half (51%) of retirees retired earlier than planned. While early retirement may seem like welcome news, only 23% retired earlier than planned because they either had enough money to retire, wanted to retire, or were tired of working. Forty-six percent of those who retired earlier than expected did...Continue Reading
