Here at RetireOne, we believe that advisors and their clients should have access to the best possible fee-based insurance and annuity solutions. That’s why we launched Constance, our contingent deferred annuity (CDA), and it’s why we keep working to improve it. We recently published a press release entitled “RetireOne and Midland National Announce Constance Enhancements,”...Continue Reading
We recently collaborated with Dr. Michael Finke, Professor of Wealth Management at The American College, on a white paper entitled, “Portfolio Income Insurance – Understanding the Benefits of a Contingent Deferred Annuity.” In the white paper, Dr. Finke talks about market risk and how it impacts retirement spending, the stress that increased longevity can put...Continue Reading
RetireOne CEO and co-founder David Stone published an article for WealthManagement.com entitled, “Reframing the Retirement Conversation” which argues that the financial industry’s focus on the size of a client’s retirement savings, their return on investment, and increasingly outdated rules of thumb – like the 4% rule – may be doing more harm to clients than...Continue Reading
Addition of 255 funds and models, new Portfolio Builder tool, and reduction in certificate fees among changes San Francisco, CA – May 26, 2022 — RetireOne®,the leading platform for fee-based insurance solutions, and Midland National Life Insurance Company (Midland National) today announced the addition of Mutual Funds, Exchange-Traded Funds (ETFs), and models to the lineup...Continue Reading
At the beginning of April, RetireOne President Ed Mercier appeared alongside Head of Retirement Distribution Tim Kohn of Dimensional Fund Advisors on Bob Huebscher’s podcast, Gaining Perspective. Huebscher talked to Ed and Tim about RetireOne’s contingent deferred annuity, Constance, and the recent addition of DFA funds to Constance’s suite of covered funds. Ed and Tim...Continue Reading
At 8.5%, inflation is higher than it’s been in 40 years or more. Understandably, investors reaching retirement age are getting a little nervous. Exhibit A: Michael Madden of Wealth Solutions Report recently published an article in response to this inflation-adjacent question from an anonymous financial advisor: “I have a question for Ask the Experts: My...Continue Reading
Late last year, Citywire published an article, “Attack of the Annuities!”, with which we disagreed on some of the main points. We responded with a blog post explaining our position, and RetireOne CEO and co-founder, David Stone, had more to say on the subject. In mid-April, ThinkAdvisor published his article, “Is the Attack on Annuities...Continue Reading
Study explores the benefits of portfolio income insurance and how CDAs may offer better upside potential than a portfolio of bonds or traditional income annuities San Francisco, CA – April 26, 2021 – RetireOne® today released new research from Michael Finke, PhD, CFP®, entitled, “Portfolio Income Insurance: Understanding the Benefits of a Contingent Deferred Annuity.”...Continue Reading
