Retirement Income Journal spotlights RetireOne’s partnership with Great-West to carry the new fee-based index-linked variable annuity (ILVA) Capital Choice Advisor. Retirement Income Journal editorial staff note the emergence of index-linked variable annuities as index-following alternatives to their fixed index annuity brethren and note two principal differentiators: ILVAs typically offer much higher upside potential but, in...Continue Reading
The leading independent platform for fee-based insurance solutions now includes fixed indexed annuities (FIAs) San Francisco, CA – April 25, 2018 – A suite of fixed indexed annuities (FIAs) are now available on the RetireOneTM platform. The inclusion of fee-based and traditional FIAs as a portfolio option provides RIAs and fee-based advisors with a risk...Continue Reading
New Index-Linked Variable Annuities offer Upside Potential with Two Options for Downside Protection San Francisco, CA – April 12, 2018 – RetireOne®, the leading independent platform for fee-based insurance solutions, announced a partnership with Great-West Financial to offer their first-of-its-kind, fee-based Index-Linked Variable Annuity (ILVA). “With the addition of index-linked variable annuities to our platform,...Continue Reading
Dick Cotton updated his earlier post on The Retirement Cafe on Floor-and-Upside strategies. The floor-and-upside strategy for financing retirement is sometimes referred to as “safety first” and derives from The Theory of Life-Cycle Saving and Investing. The basic idea behind floor-and-upside is that a retiree devotes some of her retirement funding assets to building a...Continue Reading
Prudential’s recent research study found that about half (51%) of retirees retired earlier than planned. While early retirement may seem like welcome news, only 23% retired earlier than planned because they either had enough money to retire, wanted to retire, or were tired of working. Forty-six percent of those who retired earlier than expected did...Continue Reading
San Francisco, CA – February 1, 2018 – RetireOne®, the leading independent platform for fiduciary wealth managers seeking insurance-based retirement and wealth transfer solutions, announced the addition of long-time industry marketing veteran, Mark Forman. Mr. Forman will lead the marketing, digital experience and public relations functions for RetireOne. “Advisors demand solutions that deliver tangible client...Continue Reading
According to Dick Cotton in Retirement Cafe, one of the most common mistakes retirees make is looking at a good return on a nearly risk-free investment and concluding that they would do better in the stock market because it has a higher long-term average return. Long-term market return averages are interesting when an investment portfolio...Continue Reading
Business is booming for discount brokerages. But this time the players driving the boom aren’t day traders chasing dot-com riches. They are independent financial professionals known as registered investment advisers who manage rosters of typically affluent clients and trade on their behalf with the assets held at the brokerage firms. By 2020, research firm Cerulli...Continue Reading
Jackson National’s first combined research report with IRI, “The Language of Retirement,” is a study of financial consultants and consumers. It aims to gauge how Americans of various ages evaluate their financial preparedness for retirement, their familiarity with and viewpoints toward various financial products, and the financial strategies they’re most likely to employ as they...Continue Reading
The technology with the most radical impact on advisors’ businesses isn’t robo-advisors, according to Ric Edelman, founder and executive chairman of Edelman Financial Services in ThinkAdvisor. It’s the exponential technologies they may know little or nothing about. Exponential “sciences and technologies are going to alter virtually every aspect of life on the planet,” Edelman told...Continue Reading
