Multi-Year Guaranteed Annuities

No-load Multi-Year Guaranteed Annuities (MYGAs) on the RetireOne platform offer RIAs and their clients protection against losses with a guaranteed, fixed rate of return. These solutions are interest-rate sensitive, but may offer insurance features, and tax-deferred growth. They are favored by conservative investors seeking fairly predictable outcomes.

Rates
Features
Fees/Expenses
Limits
Literature
wdt_ID Term Rate Solution Type Insurance Company Product AM Best Rating
135.30Multi-Year Guaranteed AnnuityMidland National® Life Insurance CompanyOAK ADVantage 3 $50,000+ [MVA, FEE BASED]A+ (SUPERIOR)
235.60Multi-Year Guaranteed AnnuityAmerican LifeAmerican Life Fee-Based MYGA 3 $10,000+ [MVA, FEE BASED]B++ (GOOD)
335.65Multi-Year Guaranteed AnnuityGainbridgeSteadyPace 3 $1000+ [MVA, FEE BASED]A- (EXCELLENT)
445.65Multi-Year Guaranteed AnnuityGainbridgeSteadyPace 4 $1000+ [MVA, FEE BASED]A- (EXCELLENT)
555.60Multi-Year Guaranteed AnnuityGILICOGuaranty Rate Lock 5 Fee-Based MVA.A- (Excellent)
655.60Multi-Year Guaranteed AnnuityAmerican LifeAmerican Life Fee-Based MYGA 3 $10,000+ [MVA, FEE BASED]B++ (GOOD)
755.70Multi-Year Guaranteed AnnuityGainbridgeSteadyPace 5 $1000+ [MVA, FEE BASED]A- (EXCELLENT)
855.40Multi-Year Guaranteed AnnuityMidland National® Life Insurance CompanyOAK ADVantage 5 $50,000+ [MVA, FEE BASED]A+ (SUPERIOR)
965.70Multi-Year Guaranteed AnnuityGainbridgeSteadyPace 6 $1000+ [MVA, FEE BASED]A- (EXCELLENT)
1075.80Multi-Year Guaranteed AnnuityGILICOGuaranty Rate Lock 7 Fee-Based MVA.A- (Excellent)
1175.70Multi-Year Guaranteed AnnuityGainbridgeSteadyPace 7 $1000+ [MVA, FEE BASED]A- (EXCELLENT)
1285.70Multi-Year Guaranteed AnnuityGainbridgeSteadyPace 8 $1000+ [MVA, FEE BASED]A- (EXCELLENT)
1395.70Multi-Year Guaranteed AnnuityGainbridgeSteadyPace 9 $1000+ [MVA, FEE BASED]A- (EXCELLENT)
14105.70Multi-Year Guaranteed AnnuityGainbridgeSteadyPace 10 $1000+ [MVA, FEE BASED]A- (EXCELLENT)

Rates as of 1/10/2025. Please speak with your RetireOne rep to confirm the advertised rates above.

Rate guarantees are subject to the claims paying ability of the issuing insurance company.

 
 
 
 
 

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