Universal Life

Current Assumption Universal Life Insurance is a type of flexible permanent life insurance offering a wide range of attributes. The policy can accept additional funds within certain limits to build a cash value component within the policy. The crediting rate within the policy is determined by the underlying carrier each year and can change overtime.

This product is great for clients looking for the following:

  • Cost-effective permanent coverage with potential for cash-value growth
  • Insurance Coverage plus the benefit of potential cash value
  • Largest amount of permanent death benefit for least amount of premium
  • Willingness to accept risk of not having lifetime guarantee of values
  • The ability to make premium payments in a flexible manner
  • Tax-deferred growth and accumulation

Universal Life Insurance Product Specifications

  • Issue ages: 0 – 85 years
  • Coverage amounts available: $25,000 – $10,000,000
  • Many payment types: very customizable

Purchasing Universal Life Insurance Through RetireOne

  • Request an estimate from your RetireOne Relationship Manager, and request an illustration
  • Review the illustration with your client
  • Complete the simple online submission

You may also call one of our experts a call at your convenience.

Book some Time

Our licensed experts will review a client annuity, service an existing account, or simply present an overview of the RetireOne platform.