Term Life Insurance

RIAs may access term life insurance coverage for their clients with the help of RetireOne. This coverage provides income replacement at a fixed cost for a prescribed term of years. Benefits are paid to beneficiaries of the decedent and these terms are usually 5, 10, 15, 20 or 30 years. Term life insurance is the least expensive way to purchase life insurance coverage over a specific period of time.

Term life insurance may be helpful to clients looking for:

• Pure life insurance
• Coverage for the lowest possible cost
• Coverage for a specific period of time

Product Specifications

• Issue ages: 18 – 90 years
• Coverage amounts available: $25,000 – $10,000,000
• Lengths of term coverage available: 5, 10, 15, 20, 25, and 30 years
• Guaranteed, level premium payments for term of coverage
• Return of premium option available – your cost will be returned at the end of the coverage period

Purchasing Term Life Insurance through RetireOne

Simply reach out to your RetireOne Regional Director to request a quote and complete a short set of questions. We’ll work with you and your client to arrange a call to complete your application and schedule the necessary requirements. In some cases, a medical exam may also need to be scheduled at your client’s convenience and at no cost to them. No insurance license is required. Our Regional Directors are expert insurance consultants and carry licenses in all 50 states.