Long-Term Disability

Long-term disability insurance may replace a portion of your income if you become disabled for more than several weeks. This coverage can provide up to a maximum of $20,000 per month in income.

Long-term disability insurance may be helpful for clients looking for clients who need:

• A benefit amount of up to $20,000 per month
• Long-term financial protection in the event of an extended disability
• A simple underwriting process and product
• Longer-term protection, over 2 years

Long-Term Disability Insurance Product Specifications

• Issue ages: 18 – 61 years
• Monthly benefit: up to $20,000
• Elimination period: 60, 90, 180, or 365 days
• Benefit period: 2-year, or 5-year. To age 65 or 70
• Guaranteed level premium rates to age 65

Purchasing Long-Term Disability Insurance Via RetireOne

You start by getting a quote from your Regional Director, then you simply fill out a few questions and one of our experts will arrange a call with your client to complete the process. Traditional disability insurance requires a medical exam.