Whether your concern is retirement income or your legacy, the important investment results are those after tax. The important metrics are your after-tax retirement income or the after-tax legacy to your heirs. Depending on your objectives, there are multiple approaches to minimizing your taxes. These include:
⁕Right choice of investments in a taxable account, e.g., low cost index funds, with a taxable income guarantee;
⁕Custody of your savings in an IRA, 401k, or similar tax-deferred retirement plan;
⁕Tax deferred variable annuity; or
⁕Tax deferred life insurance product.
The investment plan should be “tax-tailored” to the investor’s specific needs and investment holdings. RetireOne™ offers a range of options to maximize your after tax savings, from guarantees on tax-efficient investing through complete tax deferral on tax-inefficient alternative assets. We don’t think that you should pay for tax deferral if you don’t need it and we have the most complete line of tax deferral options if you do.