Personal Pension Primer
RetireOne™ unlocks the black box that obscures traditional insurance-based retirement products. Assuring the viability of retirement requires simplicity, transparency, and control of retirement savings and related fees. Use this retirement savings checklist to open the black box for yourself.
With fee-based solutions, advisors take a seat on the same side of the table as their clients by minimizing potential conflicts of interest. RetireOne™ carries fee-based products and all fees are clearly disclosed.
The hidden costs of excess expenses buried in your investments can prevent you from realizing retirement goals. At RetireOne™ we specialize in the lowest cost options and clearly disclose all fees. For more info, click here.
Loss of Control
You and your trusted investment advisor should maintain control of your portfolio, both how and where it is invested. We believe that loss of control should not be an impediment to maximizing your retirement income and legacy. For more info, click here.
Sequence of Returns
What happens in the market shortly before and after you retire is more important than you might think. Are you protected from poor financial market performance in the 10 or so years before or after you retire? For more info, click here.
All of us are living longer. Are you prepared for the continuing increase in life expectancy with health care advances? What is the likelihood of outliving retirement savings? For more info, click here.
Maximizing retirement savings depends on the ability to invest in the assets that are right for you. RetireOne™ specializes in opening up your retirement savings to a broad range of investment alternatives. For more info, click here
Your circumstances, retirement needs, and market conditions change. As a result, RetireOne™ only offers variable annuities that are transparent, and free from surrender penalties. Fixed indexed annuities (FIAs) on the platform, however, may charge surrender penalties. For more info, click here.
Your retirement savings should maximize your AFTER tax return. This can be done with the right choice of investments, with an IRA or similar retirement plan, or with a tax deferred insurance product. For more info, click here.
Some of your retirement savings may be designated for your heirs or a charity. Choose retirement savings and income investments and accompanying riders to meet your needs. For more info, click here.
In the current market environment more investors are seeking safe, principal-protected options that also offer growth potential above that of CDs or savings products. For more info, click here.
Read this paper to better understand the difficulties RIAs face as their clients approach retirement, including:
» Factors that are increasing retirement portfolio failure
» Why traditional withdrawal strategies cannot adequately solve tomorrow’s retirement funding challenges
» Advances in providing guaranteed income for clients during retirement
Click here for the white paper.
See our comparison chart
See how different retirement income approaches compare on these measures of simplicity, transparency, and control. Start with our bubble chart.
…and drill down to learn more about each type of retirement income approach.
Get more, for less!
Call us and we will conduct a free evaluation of your retirement products to determine if we can lower fees or gain additional benefits. We can painlessly execute an exchange to save you money.
Click here for more information.