RetireOne CEO Stone writes in Kiplinger: “Know these 3 Things Before You Invest in a Fixed-Indexed Annuity”
Midterms, oil prices, trade wars, conflict in Ukraine, and other instability made markets choppy in the fourth quarter. Research from Bespoke shows that the last three recessions (1990, 2001, 2007) followed the inversion of 3-year and 5-year treasuries by an average of 26 months.
We just passed that yield curve inversion milestone. Folks may be prepping for a bear market.
We’re seeing more and more interest in principal protection. Whether clients walk in with old FIAs they were sold, or ask about principal protection in year-end reviews, advisors turn to us for guidance.
Nervous money is looking for somewhere to go. Interest rates are rising, so fixed income isn’t as attractive as in the past. In a situation like this, next-gen, no-load FIAs built for RIAs are a good option. David’s article shines a light on fixed-indexed annuities, because while they have been very popular, they are very misunderstood.