RetireOneTM and Aria Retirement Solutions, Inc. were formed for the express purpose of challenging the status quo within the insurance/annuity world by leveraging proprietary patent-pending technology to broadly expand the distribution of guaranteed retirement income solutions to the many consumers approaching or in retirement who would never consider a traditional annuity.
Our core belief is that for success and relevancy in the RIA/fiduciary channel, the insurance industry needs to contemporize and leverage technology while relying on non-traditional (non-commission) distribution sources for future growth.
“The changing incentives for annuity companies may not kill annuity products at all, and in fact may actually drive annuity products to get better in the future. After all, when an annuity company can’t pay a hefty commission to incentivize agents to sell it, their own remaining choice is to actually design a good product, and then market and educate advisors on how to use it appropriately and only in a way that meets their own fiduciary requirements”
Michael Kitces, RIA, Writer/Commentator, April 2016
“The DOL views lifetime guarantees as an important product for workers to be able to enjoy a financially secure retirement. This unique value proposition from insurers also represents a key opportunity for collaboration with distributors and asset managers to develop products suitable in all regulatory regimes.”
Tamiko Toland, Writer/Researcher, Strategic Insight June 2016
“Competition is intensifying in the life insurance-annuity market…and companies are challenged to break into underpenetrated markets with new products, strategies and advice models. To execute these strategies, life insurers will need to leverage technology, advances in distribution…and customer service”
2015 EY US Life-Annuity Insurance Outlook
RetireOne is led by an executive team with decades of senior-level industry experience within the RIA/fiduciary/managed money channels. At its core, RetireOne has a unique understanding of the technology requirements needed for success as well as the regulatory and compliance challenges that face all financial services firms. We provide best in class partner support and service with a focus on technology and scaling with a commitment to providing all services in a compliant manner. We also have a call center experienced in RIA friendly annuities and the annuity product needs for investment advisors and an operations team that consistently meets and exceeds service level objectives.
Our technology has served a wide range of RIA firms and custodial platforms. Our insurance and distribution partners rely on RetireOne to open new channels and new revenue sources and ultimately new products and solutions that provide consumers with a better retirement.